Building a Financially Capable America Through Education and Research

New FINRA Foundation and RAND research examines which fraud types are top-of-mind for Americans, with findings suggesting significant gaps in awareness. The brief also explores how awareness patterns differ across populations and how they relate to fraud victimization experiences.

A new Foundation study using NFCS data reveals that one-third of U.S. households lack financial resilience. Veteran households show approximately 20 percent greater odds of financial resilience compared to non-veteran households. However, veterans' financial resilience has declined in recent years.

New Foundation research examines the demographic, investment knowledge and fraud vulnerabilities of retail investors who rely on social media and "finfluencers." Findings suggest many of these investors have knowledge gaps and face elevated risk of investment fraud.