Building a Financially Capable America Through Education and Research

A new Foundation study using NFCS data reveals that one-third of U.S. households lack financial resilience. Veteran households show approximately 20 percent greater odds of financial resilience compared to non-veteran households. However, veterans' financial resilience has declined in recent years.

New Foundation research examines the demographic, investment knowledge and fraud vulnerabilities of retail investors who rely on social media and "finfluencers." Findings suggest many of these investors have knowledge gaps and face elevated risk of investment fraud.

The latest NFCS Investor Survey explores U.S. investors’ behaviors, attitudes, knowledge and experiences. Key findings include fewer Americans becoming new investors compared to the pandemic era, as well as insights on finfluencer use, changes in risk tolerance and gaps in investor knowledge.