Building a Financially Capable America Through Education and Research

The research highlights the Top 10 states in terms of financial knowledge and shows that U.S. adults’ knowledge about inflation has increased since 2021.

This brief from researchers at the FINRA Foundation, the University of Minnesota, and RTI International finds that engaging in everyday activities—such as opening junk mail, answering unknown calls, and interacting with telemarketers—is tied to a greater likelihood of fraud victimization among older adults. 

This brief by the FINRA Foundation and FiCycle finds that offering a “don’t know” response leads to lower scores on financial knowledge assessments, likely underestimating people’s true financial knowledge. Separately, we found those who selected “don’t know” more often tended to exhibit fewer positive financial behaviors than those who did not.”