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Consumer Insights: Money & Investing

Consumer Insights: Money & Investing

Consumer Insights on Money and Investing is a research collaboration between the FINRA Foundation and NORC at the University of Chicago. The series explores trends and circumstances affecting the way Americans manage and invest their money.

Measuring Investing KnowledgeInvestors Say They Can Change The World, If They Only Knew How: Six Things To Know About ESG and Retail Investors
In this study, the FINRA Foundation and NORC at the University of Chicago examine retail investors’ understanding and approaches to ESG investing, including their familiarity with ESG, the importance they assign to the different components of ESG (especially relative to financial considerations) and their investing behaviors. The study also looks closely at demographic differences related to investors’ environmental, social and governance considerations.

Measuring Investing KnowledgeMeasuring Investing Knowledge
When testing investing knowledge, language matters. This study from the FINRA Foundation and NORC at the University of Chicago suggests that investing jargon commonly used in assessments can hide what female, African American, and Hispanic/Latino consumers really know about investing.

Investing 2020: New Accounts and the People Who Opened ThemInvesting 2020: New Accounts and the People Who Opened Them
During 2020, as the COVID-19 virus spread worldwide, retail investors in the U.S. flocked to the markets using taxable investment accounts. This study from the FINRA Foundation and NORC at the University of Chicago examines the diversity, investing goals, behaviors, information sources and knowledge of these new investment account openers.

The Impact of Pandemic-Related Volatility on Stock Market Expectations and ParticipationThe Impact of Pandemic-Related Volatility on Stock Market Expectations and Participation
In the wake of extreme market volatility brought on by the pandemic in the first part of 2020, optimism about investing and belief in the resilience of the stock market remained high, with one in five Americans indicating an increased interest in investing.

African-American and Hispanic/Latino Responses to Pandemic-Related Volatility in the Stock MarketAfrican-American and Hispanic/Latino Responses to Pandemic-Related Volatility in the Stock Market
While the COVID-19 pandemic and the associated market volatility have far-reaching consequences for many Americans, research indicates that there may be differential effects among African-American and Hispanic/Latino communities. This brief examines how communities of color responded to market conditions during the first half of 2020.

 

The Knowledge We Gain and Share

The Foundation has an active research agenda on financial capability of American households and financial fraud in America.