
Building a Financially Capable America Through Education and Research

The sixth wave of the FINRA Foundation’s National Financial Capability Study reveals that many U.S. adults struggle to make ends meet and save for emergencies, with a large set of households strained by increased costs. Explore these and other insights in the latest NFCS Report.

In this study, researchers for the FINRA Foundation, University of Minnesota, the BBB Institute for Marketplace Trust, the University of Virginia and the Good People Research Company found that mental frames, the different ways we view the world, are related to the likelihood of losing money to a scam.

New research from the FINRA Foundation and researchers at the Rush University Medical Center and the Wharton School of the University of Pennsylvania used data from more than 1,000 older adults collected over 12 years to assess whether men and women experience different rates and probabilities of decline in financial and health literacy.