Free Credit Score and Analysis Tool
The FINRA Foundation makes FICO® credit scores, reports and educational information available free of charge to active duty service members and their spouses through installation military financial educators and counselors in the DoD and USCG Personal Financial Management Programs.
To use the tool, your first step is to contact a military financial educator (sometimes called a "PFM or PFC") at your nearest PFMP Office (which is usually part of the Airman & Family Readiness Center, Army Community Service, Fleet and Family Support Center, Marine Corps Community Services or their equivalents). Your PFM/PFC can assist you in obtaining your free credit score.
Please review the step-by-step instructions for details on how to obtain FICO credit reports. You may also view a list of Frequently Asked Questions.
Register for AccessMilitary financial educators and counselors can initiate the registration process for their clients here:
Existing UsersIf you have already been granted access to the tool by a military financial professional, view your FICO credit score and report (good for 30 days from initial registration) here: