Research Center Hero
 

The Foundation supports research to understand the financial capability of American households, financial fraud and consumer protection, and what works when it comes to financial education and protection. Explore the resulting reports and data sets using the filters below.

Research Center

Showing 1-10 of 89 results
Dec 03, 2024
This study examines how consumers think about investment risk. The findings suggest that while most have a rudimentary understanding of investment risk, only slightly over half are able to recognize risk-mitigation strategies.
Oct 29, 2024
Using State-by-State NFCS data, this brief examines the financial health of Gen Xers and finds that while overall, Gen Xers report good financial health given their life stage, few Gen Xers report positive feelings about their financial situation.
Sep 05, 2024
Esta investigación examina la capacidad financiera de los adultos en Puerto Rico. Los hallazgos sugieren que, por lo general, los adultos en Puerto Rico experimentan dificultades llegando a fin de mes, y pocos pueden generar riqueza.
Sep 05, 2024
This research examines the financial capability of adults in Puerto Rico. The findings suggest that, overall, adults in Puerto Rico have difficulty making ends meet and few are able to build wealth or plan for the future.
Aug 12, 2024
The brief examines the relationship between worrying about investment fraud and investing behaviors. The findings suggest worry is strongly tied to protective and risky investing behaviors.
Jun 04, 2024
This study examines consumers' perceptions about financial information when they are told it is generated from AI versus a financial professional. The findings suggest respondents trust financial professionals more than AI.
Mar 01, 2024
The report examines the process of how individuals first become investors and provides insights on how financial services industry stakeholders can help improve that journey and make investing more accessible.
Jan 10, 2024
The report examines the behavior and attitudes of investors of color based on data from the FINRA Foundation's National Financial Capability Study coupled with insights from a series of focus groups.
Dec 07, 2023
This brief provides educators insights on research conducted in collaboration with FiCycle and NORC on the potential financial benefits of financial and math education (and knowledge) on people’s financial outcomes.
Nov 07, 2023
Using data from three waves of the NFCS, researchers from the Foundation and William and Mary found that female veterans and veterans of color reported poorer financial capability than their female or white counterparts. However, among female veterans, there were few differences in the financial capability of female veterans of color and white female veterans. For some indicators, Black and Hispanic female veterans reported higher financial capability than their white female veterans.